Payment is to be made in full as stated in the Student Contract. There is a registration fee to be paid upon enrolment.

Payments by Students may be made via CUP, TT, bank draft, Internet transfer, cash, credit card or cheque (made payable to “YMCA Education Centre Limited“) . All payments have to be made out in Singapore Dollars.

The School is committed to the avoidance of over or undercharging. To ensure accuracy of charging, it is the School’s policy to list clearly all course fees including total amount payable and its breakdown.

Receipts issued by the School to students to acknowledge payment made shall contain the following information:

• YEC’s Name
• Student name and identity no.
• Payment intention
• Date of payment
• Course identification number.
• Payment amount
• Name and signature of staff collecting money and issuing receipt
• Receipt number
• Outstanding amount (where applicable)

Refund policy is in accordance with the terms of Private Education Act (refer to www.cpe.gov.sg).

The YMCA School has in place a Fee Protection Scheme as stipulated by the Council of Private Education (CPE) by way of an Insurance Scheme with CPE-appointed service provider, Lonpac Insurance Bhd.

• International Students are referred as:
  - International Students, who will require a Student Pass from the Immigration and Checkpoints Authority (ICA) to study in Singapore.
  - Dependent Pass holders are required to apply for a Letter of Confirmation (LOC) going through the same Student Pass application procedure.
  - Singapore PR
• Local Students are referred as Singapore Citizen.